Ann Knapp's Articles in Personal Finance

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Building Your Emergency Savings Account Begins with the Golden Rule of Savings Saving money is not something every American likes to think about but it's something the most prudent and prepared consumers know they must do. Saving money doesn't have to be some sort of exercise in torture. In fact, it really comes down to the golden rule of savings: Pay yourself first. Strategies for Protecting Your Identity There's only one of you. Your unique DNA make-up supports that fact. While individuals may be protected against liability for unauthorized accounts or transactions under federal and state law and by financial industry practices, it is still important to enlist simple steps to protect one's identity, consumer reputation and credit rating. How to Pay Bills Online If you're still paying bills via snail-mail, it may be time to consider paying them online. With today's online bill pay systems, you can forget the stamps and checkbook and discover the ease and convenience of your nearby computer. You'll need a computer, access to the internet and an online bill pay service. This is moderately difficult. 10 Steps to Avoid ID Theft How much information does an ID thief need to steal someone's identity? Easily found personal information such as a name, birth date, address, or a mother's maiden name can be enough for an ID thief to access someone's existing accounts or establish new loans or credit in another's name.

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